Downpayment for condo in Singapore typically involves twenty five% minimum amount for financial institution bank loan purchases, with at least five% in money and twenty% income/CPF; for first housing financial loan, LTV approximately seventy five%, Customer’s Stamp Duty applies on tiered costs, Extra Customer’s Stamp Duty differs by profile; typical new launch scheduling payment five% cash, remainder of 20% on working out within just alternative period of time, progressive payment by building phases; resale requires Alternative Rate (1% funds) then exercise (4% funds) and equilibrium; lawful charges, valuation, home finance loan responsibility, and fire insurance policies increase to upfront check here fees; relevant keywords contain condo downpayment, LTV limitations, TDSR 55%, MSR not applicable to personal, CPF OA utilization boundaries, minimum amount hard cash, ABSD remission for married partners, lender desire rates, lock-in, and pricing sensitivity by district.